Stephen Lower Insurance Services Ltd
Private Limited Company · Folkestone
ActiveUnited KingdomIncorporated 2003Private Limited Company
Financial position
Accounts to 2025-12-31 · GBP · Company accounts
Net assets
£1,323,489
Cash
£687,038
Turnover
—
Profit / loss
—
Current assets
£1,380,869
Creditors < 1 year
£1,299,080
Equity
£1,323,489
Average employees
15
Balance-sheet trend
GBP · companyFinancial statements
Selected figures from the best-ranked available filing for each period. Missing values remain unknown.
| Reported figures | 2025-12-31Company | 2024-12-31Company | 2023-12-31Company | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet | |||||||||||||
| Net assets | £1,323,489 | £1,418,510 | £1,500,913 | £1,425,765 | £1,367,902 | £1,213,164 | £1,182,143 | £1,215,560 | £1,413,474 | £1,434,686 | £1,411,838 | £1,414,518 | £1,366,311 |
| Equity | £1,323,489 | £1,418,510 | £1,500,913 | £1,425,765 | £1,367,902 | £1,213,164 | £1,182,143 | £1,215,560 | £1,413,474 | £1,434,686 | £1,411,838 | £1,414,518 | £1,366,311 |
| Assets | |||||||||||||
| Fixed assets | £1,253,962 | £1,312,849 | £1,363,106 | £1,359,433 | £1,256,114 | £1,312,235 | £1,058,282 | £1,215,587 | £1,226,626 | £1,251,669 | £1,276,507 | £1,287,350 | £1,270,199 |
| Intangible assets | £600,000 | £650,000 | £700,000 | £750,000 | £800,000 | £850,000 | £900,000 | £1,000,000 | £1,000,000 | £1,000,000 | — | — | — |
| Property, plant & equipment | £653,962 | £662,849 | £663,106 | £609,433 | £456,114 | £462,235 | £158,282 | £182,087 | £193,126 | £218,169 | £243,007 | £267,350 | £250,199 |
| Current assets | £1,380,869 | £1,856,566 | £1,998,446 | £1,662,698 | £1,429,442 | £1,622,603 | £1,605,486 | £1,193,643 | £1,420,949 | £1,339,969 | £1,266,875 | £1,296,412 | £1,175,484 |
| Cash at bank | £687,038 | £976,279 | £1,095,848 | £950,270 | £725,629 | £1,013,543 | £997,415 | £788,052 | £748,093 | £664,727 | £533,056 | £449,748 | £679,533 |
| Debtors | — | — | — | — | — | — | — | £405,591 | £672,856 | £675,242 | £733,819 | £846,664 | £495,951 |
| Liabilities | |||||||||||||
| Creditors within one year | £1,299,080 | £1,736,421 | £1,846,090 | £1,589,817 | £1,314,164 | £1,716,406 | £1,478,790 | — | — | — | £1,120,169 | £1,153,580 | £1,072,524 |
| Provisions | −£12,262 | −£14,484 | −£14,549 | −£6,549 | −£3,490 | −£5,268 | −£2,835 | £3,844 | £4,404 | £7,563 | £11,375 | £15,664 | £6,848 |
| Net current assets | £81,789 | £120,145 | £152,356 | £72,881 | £115,278 | −£93,803 | £126,696 | £3,817 | £191,252 | £190,580 | £146,706 | £142,832 | £102,960 |
| Assets less current liabilities | £1,335,751 | £1,432,994 | £1,515,462 | £1,432,314 | £1,371,392 | £1,218,432 | £1,184,978 | £1,219,404 | £1,417,878 | £1,442,249 | £1,423,213 | £1,430,182 | £1,373,159 |
| People | |||||||||||||
| Average employees | 15 | 15 | 15 | 18 | 17 | 17 | 17 | 14 | 15 | — | — | — | — |
| Source evidence | View filing | View filing | View filing | View filing | View filing | View filing | View filing | View filing | View filing | View filing | View filing | View filing | View filing |
Secured borrowing
Registered charges, lenders and security interests.
Charges and related records
1 outstanding chargesFloating · created 2026-09-07
—
OutstandingShow 1 satisfied / released
All Assets · created 2007-05-02 · satisfied 2014-12-09
All monies
Satisfied